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David Smith

VP, Ebenconcepts


David C. Smith is Vice President of EbenConcepts, an insurance agency and benefits consulting firm headquartered in Fayetteville, North Carolina. A native of Banner Elk, North  Carolina, he is a graduate of the North  Carolina School of Science and Mathematics (North Carolina’s public residential high school for academically gifted students), earned his Bachelor of Arts degree in Political Science from  the University of North  Carolina, Chapel Hill in 1991 and completed his law degree from North Carolina Central University School of Law’s competitive Evening Program in 1999 while working full-time.

He began his  career in the early  1990’s as policy  and research advisor  to Lieutenant  Governor Dennis A Wicker, where he was responsible for drafting North  Carolina’s Small Group Health Insurance Reform laws. He also served as policy director for the State Health Plan Purchasing Alliance Board, coordinating relations with numerous health insurers, agent associations and other major constituencies during the start-up of the Caroliance program, North  Carolina’s 1990’s experiment in health insurance purchasing cooperatives. He remains actively involved with the NC Department of Insurance on issues effecting employers and agents within the state.

David is a very active member of the National Association of Health Underwriters, serving in leadership positions at the local, state and national levels for the organization. David was President of the North Carolina Association of Health Underwriters from  2008-09 and State Legislative Chair from  2012-2014. David has also served NAHU as Chair of its Bylaws Committee, on its Legislative Council and as a member of numerous  other committees and working groups. He currently is the Chair of NAHU’s Professional Development Committee, serves as co-chair of the NAHU Wellness Task Force and a member of the NAHU Governance Committee.

David lives in Durham, North Carolina with his two amazing children, Mary Kathryn  (MK) and Drew. With this personal  time,  David  is an award-winning  photographer  who has published  three books of photographs  and a budding writer working on his first novel after years of writing his own blog and contributions to the Encyclopedia of North Carolina. In 2007, he won an award from the Durham Historic Preservation Society for renovations of an office/house.